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    Waychit is a payment aggregation platform in The Gambia that lets you pay for fuel, airtime, cash power, internet, school fees, insurance, and government services using Afrimoney, QMoney, Wave, Visa, Mastercard, and 10+ other methods, all from one app.

    One Platform. Every Payment.

    Pay for EVERYTHING in The Gambia from one app. Any wallet, any card.

    Waychit logo

    Waychit

    Pay · Get Paid · Shop

    GovPay

    Successful

    D 850

    Insurance Payment

    Successful

    D 979

    Gamtel Internet

    Successful

    D 2,500

    Fuel Payment

    Successful

    D 1,500

    Services

    Everything you need, one app

    From fuel to school fees, pay for any service in The Gambia with a single tap.

    • Internet Bills

      Pay your Gamtel internet bill online and reconnect instantly.

      01
      Internet Bills screenshot

      Pay your Gamtel Fiber (GPON) or ADSL internet subscription online with Waychit. Enter your Gamtel username, choose how many months to renew, and pay with Afrimoney, QMoney, Wave, Ecobank, Visa or Mastercard. Your wifi reconnects the moment payment clears. No queue at the Gamtel office in Banjul, Serrekunda, or anywhere else.

      • Gamtel Supported

        Pay your Gamtel Fiber & ADSL internet bills directly through Waychit.

      • Instant Reconnection

        Service restored as soon as payment clears.

    • Buy Fuel

      Buy fuel coupons anytime, no cash needed.

      02
      Buy Fuel screenshot

      Purchase fuel coupons from your phone and redeem at any GNPC or Logix station in The Gambia. Buy for yourself or share with others - no cash, no queues.

      • GNPC & Logix Stations

        Accepted at GNPC and Logix fuel stations across The Gambia.

      • Instant QR Coupon

        Get a scannable QR coupon the moment you pay.

    • Street WiFi

      Street WiFi, connected in seconds.

      03
      Street WiFi screenshot

      You need internet now, but the corner shop is closed or out of paper vouchers. With Waychit Street WiFi, you pay and connect instantly from your phone. No walking to the shop, no vouchers to type in, no hassle.

      • Instant Access

        Get your login code immediately after payment, with no waiting.

      • Pay Your Way

        Use the money you already have. Pay with Afrimoney, Qmoney, Wave, or your bank card. No special wallet needed.

    • Government Services

      GovPay: pay for government services from your phone.

      04
      Government Services screenshot

      Normally, paying for a government service means going to the GovPay web platform to generate an assessment number, then heading to the bank or jumping into another app to pay against it. With Waychit, it's one app, one flow. Generate the assessment and pay instantly using any payment method, whether it's your card, mobile wallet, or bank account.

      • ID Card Payments

        Pay for national ID cards and renewals directly from the app via GovPay.

      • Passport Fees

        Submit passport application fees without visiting an office.

    • Cash Power

      Top up electricity in seconds.

      05
      Cash Power screenshot

      Purchase NAWEC electricity tokens instantly from anywhere. No more queuing at shops - buy cash power from your phone and get the token code immediately.

      • Instant Token Delivery

        Receive your meter token code in seconds.

      • Any Meter Number

        Buy for your own or someone else's meter.

    • Airtime & Data

      Recharge credit and data on any network.

      06
      Airtime & Data screenshot

      Plenty of apps let you top up airtime and data for Africell, QCell, Comium, or Gamcel, but none let you pay with your international card or any wallet you choose. With Waychit, you can recharge any number on any network using your Visa or Mastercard from abroad, a local card, or any mobile wallet. Perfect for diaspora sending credit home, or for anyone who wants real choice in how they pay.

      • All Networks Supported

        Africell, QCell, Comium, Gamcel - all in one place.

      • Bundle Deals

        Browse and buy the best data bundles available.

    • Tickets

      Purchase and manage event or travel tickets.

      07
      Tickets screenshot

      Buy event tickets, travel tickets, and passes for concerts, sports, ferries, and more - all digitally through Waychit. No paper tickets needed.

      • Events & Concerts

        Browse and buy tickets for upcoming events.

      • Travel & Transport

        Ferry, bus, and travel tickets available.

    • Insurance

      Renew and access your insurance with ease.

      08
      Insurance screenshot

      Pay insurance premiums for vehicle and travel insurance directly from your phone. Keep your policies active without visiting an office.

      • Multiple Insurance Types

        Vehicle and travel insurance.

      • Renewal Reminders

        Get notified before your policy expires.

    • Buy Food

      Use vouchers to enjoy meals at partner spots.

      09
      Buy Food screenshot

      Order and pay for food at partner restaurants and vendors across The Gambia. Use digital vouchers, browse menus, and pay - all from the Waychit app.

      • Partner Restaurants

        Browse and order from a growing list of food vendors.

      • Digital Vouchers

        Buy and redeem food vouchers instantly.

    • School Fees

      Pay school fees with just a few taps.

      10
      School Fees screenshot

      Pay tuition, exam fees, and school-related charges for any institution in The Gambia. No more bank queues - pay digitally and get instant confirmation.

      • All Institutions

        Universities, secondary schools, and primary schools supported.

      • Instant Receipts

        Get a digital receipt the school can verify.

    How It Works

    Up and running in 3 simple steps

    01

    Download

    Get the app from App Store or Google Play.

    02

    Connect

    Link your wallet, card, or bank account.

    03

    Pay

    Pay for anything, anywhere, instantly.

    For developers

    Built for builders too. One API, every method.

    Wave, QMoney, Afrimoney, Visa, Mastercard, Apple Pay, Google Pay. One POST, one webhook, one settlement account in GMD.

    • Hosted payment page in under 2 minutes
    • Sandbox and live keys, self-serve
    • HMAC SHA256 signed webhooks, versioned
    • GMD settlement, one account, every method
    bash
    curl --location 'https://api.waychit.com/v1/payment-requests' \
    --header 'Authorization: Bearer {{api_key}}' \
    --header 'Content-Type: application/json' \
    --header 'Accept: application/json' \
    --data '{
      "amount": 200,
      "description": "benachin",
      "clientReference": "4c8e2b9f5d7a1e3c6b0f8a2d9e4b7c1f",
      "successRedirectUrl": "https://example.com/",
      "failureRedirectUrl": "https://example.com/"
    }'

    Same rails behind the Waychit app, exposed as a REST API.

    Trusted by 100K+ Gambians

    Your money, fully protected

    Built with enterprise-grade security so you can pay with confidence.

    Secure by Design

    Every transaction is protected with industry-standard encryption from start to finish.

    PCI DSS Compliant

    We meet the highest global standards for secure payment processing.

    100M+ Transactions

    Millions of successful transactions processed securely.

    99.9% Uptime

    Enterprise-grade infrastructure ensuring always-on service.

    FAQ

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