Waychit unifies Afrimoney, QMoney, Wave, Visa, Mastercard, and banks into one payment platform for The Gambia, letting people pay fuel, internet, cash power, school fees and government fees from one app, and letting businesses accept every payment method through WaychitPOS or the Waychit API.
About Waychit
We're building the rails that move money in The Gambia.
Mobile money, banks, and cards on one platform, so people pay any bill from one app and businesses accept every method through one POS or API.
- Brufut
- HQ, The Gambia
- 1
- platform for every method
- 0
- wallets or balances held
- 24/7
- human support
Pay anyone, with anything,
in one tap
Paying in The Gambia shouldn't depend on which network, bank, or country you're in.
- Pay with Afrimoney, QMoney, Wave, Visa, Mastercard, and banks, all in one place
- Pay for fuel, internet, cash power, school fees, government fees, and more
- Let businesses accept every payment method without complexity
We remove the friction between people, businesses, and institutions.
How a payment aggregator works
Many ways in, one account out
Cards, mobile money, and bank transfers flow through Waychit and settle into one bank account. No juggling apps, no manual reconciliation.
Same rails, exposed as a REST API. One key, every method, build it into your own site or app.
What's possible
Real things people do
with Waychit every day
Not feature lists. Actual jobs that used to take hours, queues, or middlemen.
- 01Pay cash power from London in 30 seconds
- 02Buy fuel for a whole fleet in one upload
- 03Accept Afrimoney, Wave, and Visa on one POS
- 04Send school fees before the deadline
- 05Top up airtime for family on any network
- 06Collect rent from 40 people without chasing
Run your business on
one system
With WaychitPOS, businesses accept every payment type from a single system.
- Accept all payment types from a single system
- Track sales and transactions in real time
- Manage inventory and operations
- Receive instant settlement directly to their bank accounts
For many businesses, WaychitPOS is the first step toward fully digital operations.
Built for how
The Gambia actually pays
We didn't copy global fintech models. We built for local realities.
- Multiple mobile money providers
- Limited interoperability between wallets and banks
- Cash-heavy environments
- Infrastructure gaps in rural areas
Waychit bridges these gaps with technology designed specifically for this market.
Send value that can't
be lost or misused
Waychit pioneered digital coupon systems in The Gambia, from fuel to food vouchers.
- Disburse benefits instantly
- Eliminate fraud and leakage
- Track usage in real time
This isn't just digitization. It's control, transparency, and efficiency at scale.
Mission and vision
Our mission
To build the infrastructure that makes every payment in The Gambia simple, reliable, and accessible, for individuals, businesses, and institutions.
Our vision
A fully connected financial ecosystem where:
- Every business can accept any form of payment
- Every individual can pay without friction
- Money moves instantly, securely, and transparently
Values
What we believe
- 01Customer-first, always
- 02Inclusion through infrastructure
- 03Local depth, global standards
- 04Enable, not just serve
Waychit isn't just a payments app. It's a platform for commerce, a tool for businesses, and a foundation for a more connected economy.
The shift is
already happening
Mobile money adoption is growing, but the system isn't keeping up. Payments are still fragmented across networks, banks, and cash.
The cost of staying the same
- Lost sales when customers can't pay the way they want
- Time wasted reconciling across multiple systems
- Limited visibility into business performance
- Slower growth for businesses that should be scaling
What we're already seeing
- Customers are choosing digital over cash
- Businesses are looking for smarter tools to operate
- Institutions are moving toward transparency and control
The demand for a better system isn't coming. It's already here.
Honest about scope
What Waychit doesn't do
We're a bridge between the payment methods you already use, not a replacement for the rest of your stack.
- We don't issue physical bank cards. Waychit connects to the cards and wallets you already have.
- We don't run cross-border remittance corridors. Diaspora users pay bills directly with international cards instead.
- We don't replace your accountant. We give them clean, exportable transaction records that make their job easier.
Why Waychit sits at
the center
By unifying payments and powering business operations, we're enabling a new way for commerce to work.
- Every business can accept every payment
- Every transaction is instant and traceable
- Operations are simpler, smarter, and scalable
The window is now